Tammy Zurfluh
NMLS #476483
Mortgage Planner
Vice President
Office: (815) 986-7108

First Time Home Buyer?
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Need a Bridge Loan?
Need a Construction Loan?
What items will be needed for the Application?

Whether buying your first home or your ultimate dream home, I'll be your trusted advisor.

The foundation of my business is built on referrals from Realtors and Clients who rely on my expertise time and time again. You can count on me and my team for an exceptionally satisfying and easy home-buying experience with unmatched customer service.

You're going to like banking here!

  • Mortgage programs to fit your finances and lifestyle
  • Same-day loan approvals
  • Local processing and underwriting
  • Mortgages serviced locally
  • Attends your loan closings
  • 98% of customer survey results rate us Excellent
  • Make Your Mortgage Payments, Even if You Lose Your Job

    Available for clients with Genworth Mortgage insurance- this innovative service helps keep you secure in your home during tough times. Genworth Mortgage Insurance purchases this benefit for you, so it doesn't cost you a penny.

    Advantages of Job Loss Protection:

    • Helps protect your credit by keeping up with your mortgage payments.
    • Safeguards the investment you've made in your home.
    • Makes your emergency savings go further.
    • Provides peace-of-mind during the stress of unemployment.

    This program is brought to you by Genworth Mortgage Insurance in partnership with Blackhawk Bank. At Blackhawk Bank, we are dedicated to bringing you the best customer benefits available and helping you find peace of mind as a Blackhawk Bank customer.

    Current Promotions

    Free Credit Report and Credit Score!

    Check your credit score Free once every twelve months from each of the nationwide consumer credit reporting companies: Equifax, Experian, and TransUnion.

    Did you know that to obtain your credit score you typically pay $40?  Not with Blackhawk Bank!  Here you'll save $40 plus get the professional advice you need to build or repair your credit.

    Factors that determine your Credit Score:

    • Five categories of credit activities determine your credit score.
    • The Pie Chart helps you understand the importance of each activity and how it impacts the overall score.
    • No one piece of information will determine your credit score.
    • All categories are considered.

    Why Your Score is Important:  Your credit score helps potential lenders determine whether or not they should do business with you and if so, at what rate of interest due to the level of risk you represent.  Companies can decide whether or not to give you a job according to your credit reputation.  Insurance policies may be denied, or the cost of premiums can be higher due to a low credit score.

     

     

     

     
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